Medical Malpractice Insurance for Pulmonologists

Pulmonology is the sub-specialty of internal medicine that specializes in the diagnosis and treatment of respiratory system conditions. In pulmonology, patient appointments may vary from treatable common conditions to rare or critical illnesses. Asthma, emphysema, chronic obstructive pulmonary disease (COPD), pneumonia, pulmonary hypertension, interstitial lung disease, and pulmonary fibrosis are just a few of the respiratory diseases managed by pulmonologists.

In pulmonary medicine, as in any medical specialty, there is an inherent risk of facing medical malpractice claims, despite your best efforts. Having strong coverage in place helps safeguard the career you’ve worked so hard for.

Get a quote

Top Benefits of Indigo Malpractice Insurance for Pulmonary Medicine

Indigo offers comprehensive coverage, tailored premiums, and dedicated support to general pulmonologists, pediatric pulmonologists, pulmonary/critical care medicine physicians, and other doctors working in the field of pulmonary medicine.

Comprehensive Coverage You Can Count On

Even the best doctors, with the expertise to provide exceptional patient care, may find themselves facing medical malpractice lawsuits. Cases against pulmonologists may hinge on a failure to monitor critical care patients post-procedure, a failure to follow up on the results of abnormal chest X-rays or pulmonary function testing or a failure to communicate patient status changes with other providers. Indigo offers the crucial protection pulmonologists need to protect themselves.

Premiums Tailored to Your Practice

The risk of being named in a medical malpractice lawsuit varies from one physician to another. With Indigo’s innovative AI technology, it’s now possible to consider thousands of data points — from the pulmonary disease services you offer to real measures of healthcare quality — for a more accurate risk assessment. For doctors who practice good medicine, that translates to larger potential savings.

Expert & Dedicated Support  

Indigo is committed to offering the support pulmonary medicine physicians need to defend themselves from medical malpractice allegations. Physicians who choose Indigo receive expert support to avoid claims, with complimentary access to a 3rd-party helpline for advice in mitigating pulmonology risk. In the unfortunate event of a claim, we partner with specialized defense attorneys who will aggressively defend your case.

Comprehensive Coverage Overview for Pulmonary Medicine

Pulmonologists treat diseases of the respiratory system, i.e. the lung and the airway. Shortness of breath can come under the purview of a pulmonologist to rule out pulmonary embolism (PE). A missed PE is typically fatal. Although pulmonologists refer out surgical patients, they can perform procedures including airway stenting, thoracentesis, and cricoidectomy, all of which involve airway and/or breathing management so although liability claims tend to be rare, they can be severe, with catastrophic injury and mortality. Pulmonologists also diagnose and treat lung cancer. A missed lung cancer has a high degree of mortality.

Indigo offers comprehensive coverage to help pulmonary medicine physicians protect their practices, with features including:

  • Medical professional liability: Coverage for incidents that arise in the course of providing medical care to people with lung conditions.
  • Physician consent to settle: Assurance that in the event of a medical malpractice claim, the case won’t be settled without your written consent.
  • Incident trigger coverage: A provision allowing physicians to report incidents that could reasonably result in a claim, i.e. bad outcomes.
  • Medefense & cyber liability: Broad coverage for both security and privacy liability and regulatory exposures, underwritten by Tokio Marine HCC.
  • Prior acts coverage: AKA “nose coverage”, an optional feature that offers protection for care provided before choosing Indigo.
  • Tail coverage: An extended reporting period for claims made after the expiration of your policy.

What Makes Indigo Different?

Indigo is a modern medical malpractice insurer that stands out for its dedication to physicians and its adoption of cutting-edge artificial intelligence.

Cutting-Edge Artificial Intelligence

Indigo uses powerful AI tools to streamline every part of the process of securing medical malpractice insurance. We’ve eliminated the need to fill out an application or wait days or weeks for a quote. It’s now possible to rapidly secure the medical malpractice insurance you need — at a price that accurately reflects your real risk.

Personalized Attention to Claims

Facing a medical malpractice lawsuit is an incredibly stressful time for any physician, especially for expert pulmonologists who pride themselves on providing the best care to their patients. At Indigo, we’re here to support physicians through this difficult time. Our claims experts will work as quickly as possible to process your claim and will be available to answer your questions.

Understanding the Unique Needs of Pulmonologists

At Indigo, we know that every medical specialty faces distinct challenges. In the world of pulmonary medicine, specialists are tasked with correctly diagnosing patients who present with relatively nonspecific symptoms, such as chest pain, chronic cough or difficulty breathing. Other unique malpractice challenges include monitoring patients on mechanical ventilation, supervising respiratory therapists and managing rare or complicated lung diseases in areas with little research.

How It Works: Step-by-Step Process for Obtaining Coverage

Thanks to our advanced AI and machine learning tools, the process of obtaining medical malpractice insurance is easier and more efficient than ever. Here’s how to get next-generation coverage, step by step:

  1. Request your quote. To get started, fill out our brief submission form. No traditional application is required.
  2. Chat with a broker. A broker from our proprietary network will contact you to learn about your needs and guide you through the process.
  3. Review your quote. Our AI-powered process calculates a rate tailored to your practice in moments.
  4. Sign your agreement. Activate your new policy after confirming the coverages, terms and price suit your needs.

Get in Touch With Our Team

It’s time for medical malpractice insurance that reflects your individual risk profile as a pulmonologist. Click the button below to request your quote today.

Get a quote

FAQs

arrow up

Is malpractice insurance a requirement?

No federal law requires endocrinologists to carry medical malpractice insurance, but chances are, you’re still required to have it. Some states require minimum levels of insurance. Hospitals may require endocrinologists with visiting privileges to have insurance.

Health insurance plans may require some level of coverage for participating endocrinologists. It’s also a practical requirement to protect your practice.

arrow up

Should I get claims-made or occurrence coverage?

Most medical malpractice policies are claims-made. Claims-made policies are popular because they tend to have lower initial premiums than occurrence coverage. If you’re concerned about claims that arise after the policy expires, you can buy an extended reporting period endorsement (commonly known as “tail coverage”).

arrow up

What states are covered by your malpractice insurance?

Indigo provides coverage for physicians across the United States. However, since insurance is regulated on the state level, coverage may not be available in all states. 

arrow up

How fast can I get malpractice insurance?

The time it takes to get medical malpractice insurance can vary depending on your circumstances, including your specialty and the specific coverage you need. Indigo leverages the power of artificial intelligence to speed up the process. Our rapid process allows you to get the coverage you need quickly, without a traditional application.

Get the protection you need. Get Indigo.

Getting pulmonology malpractice insurance is now faster — and more cost-effective — than ever. Request your personalized quote today.