Medical Malpractice Insurance for Physiatrists

Physical medicine and rehabilitation (PM&R) specialists, also known as physiatrists, help patients with disabilities or injuries improve their functioning and quality of life. They use non-surgical care to manage a wide range of conditions affecting the bones, muscles, joints and nerves — including arthritis, carpal tunnel syndrome, traumatic brain injuries and spinal cord injuries.

Because of the risks involved in managing complex and often chronic conditions, securing physiatrist malpractice insurance is a crucial step for PM&R physicians.

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Top Benefits of Indigo Malpractice Insurance for Physiatrists

Indigo’s medical malpractice insurance is designed to support physiatrists who practice good medicine, with comprehensive coverage and focused support at rates tailored to your practice.

Comprehensive Coverage for Physiatrists

As the experts in rehabilitation medicine, physiatrists are focused on improving patients’ physical function and mobility with medications, injections and therapies. Errors and oversights, from improperly performing a trigger point injection to failing to follow-up with the results of a nerve conduction study, can expose physiatrists to allegations of malpractice. Indigo offers comprehensive coverage for physiatry-related malpractice claims.

Competitive, Personalized Premiums

No two physicians are exactly alike, and their medical malpractice premiums should reflect that. When you choose Indigo, you choose rates that are tailored to the way you practice physiatry. Our AI-powered algorithms crunch thousands of real data points, from your patient outcomes to the physiatry services you offer, for a highly personalized medical malpractice experience.

Expert Support You Can Count On

Facing allegations of medical malpractice is a highly stressful time for any physiatrist. In the unfortunate event of a claim, our claims experts will be there to answer questions and guide you through the process. You can trust that your case will be aggressively defended by experienced defense attorneys.

Physiatry-Focused Risk Management Resources

While physiatry is not a high-risk medical specialty for medical malpractice claims, PM&R physicians are still exposed to the threat of lawsuits. Physiatrists may face allegations of  neglecting to obtain informed consent before performing invasive injections or alternative therapies, or of failing to refer out complex patients. Your Indigo policy includes complimentary access to a 3rd-party risk management helpline, where you can get confidential advice for mitigating physiatry risk.

Comprehensive Coverage Overview for Physiatrists

Physiatrists treat musculoskeletal injuries and generally refer out severity. Physiatrists are generally low risk. However some physiatrists do epidural injections in the vicinity of the spinal cord which creates increased risk. Injury to the spinal cord or failure to timely diagnose complications from a bleed, although rare, can be catastrophic. Indigo’s comprehensive coverage helps physiatrists safeguard their practices, with key features including:

  • Medical professional liability coverage: Protection against claims that arise in the course of patient care.
  • Physiatrist consent to settle: Assurance a claim will not be settled without your written consent. 
  • Cyber liability & Medefense coverage: Protection against liability related to security, privacy and medical regulatory issues.
  • Prior acts coverage: Optional protection for physiatry incidents that occurred before choosing Indigo. 
  • Tail insurance coverage: An extended reporting endorsement, with free tail provisions for physiatrists in the event of death, disability or retirement.
  • Risk management helpline: Confidential, complimentary support in mitigating physiatry risk.

What Makes Indigo Different?

Indigo is a next-generation medical malpractice insurer that combines the innovative power of artificial intelligence with the understanding and attention physiatrists expect from their medical malpractice provider. 

Artificial Intelligence

Indigo leverages sophisticated artificial intelligence technology to modernize the medical malpractice insurance experience for physiatrists. With AI-powered underwriting and pricing, it’s now possible to receive a customized quote in moments, with no application required.

Personalized Attention to Claims

From the point of diagnosis to the completion of a treatment plan, physiatrists offer personalized support to their patients with sports injuries and chronic conditions. They deserve the same level of attention from their medical malpractice provider. When you choose Indigo, you can trust that we’ll be there to help — every step of the way.

Understanding Unique Needs

PM&R physicians face unique challenges when treating patients. Physiatrists are often responsible for leading multidisciplinary teams of physical therapists, occupational therapists and others, where breakdowns in communication contribute to malpractice risk. Pain management patients add further complexity with the inherent risks of both under- and over-prescribing opioids. Indigo’s medical malpractice coverage is designed with the needs of physiatrists and other physicians in mind.

How It Works: Step-by-Step Process for Obtaining Coverage

With Indigo, getting the medical malpractice coverage you need for your physiatry practice is simpler and more efficient than ever. Here’s our basic process:

  1. Contact us to get started. Request your personalized quote by filling out our brief submission form.
  2. Talk to a broker about your needs. A broker from Indigo’s network will contact you to discuss physiatry medical malpractice solutions.
  3. Review your personalized quote. With advanced AI, it’s now possible to get a customized quote in just moments.
  4. Activate your physiatrist malpractice coverage. Sign off on your new policy and get back to what really matters — your rehabilitation medicine work.

Get in Touch With Our Team

Physiatrists and other medical doctors need medical malpractice coverage they can count on. To learn more about how Indigo can help, or to request a quote, please click the button below.

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FAQs

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Is malpractice insurance a requirement?

No federal law requires endocrinologists to carry medical malpractice insurance, but chances are, you’re still required to have it. Some states require minimum levels of insurance. Hospitals may require endocrinologists with visiting privileges to have insurance.

Health insurance plans may require some level of coverage for participating endocrinologists. It’s also a practical requirement to protect your practice.

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Should I get claims-made or occurrence coverage?

Most medical malpractice policies are claims-made. Claims-made policies are popular because they tend to have lower initial premiums than occurrence coverage. If you’re concerned about claims that arise after the policy expires, you can buy an extended reporting period endorsement (commonly known as “tail coverage”).

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What states are covered by your malpractice insurance?

Indigo provides coverage for physicians across the United States. However, since insurance is regulated on the state level, coverage may not be available in all states. 

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How fast can I get malpractice insurance?

The time it takes to get medical malpractice insurance can vary depending on your circumstances, including your specialty and the specific coverage you need. Indigo leverages the power of artificial intelligence to speed up the process. Our rapid process allows you to get the coverage you need quickly, without a traditional application.

Get the Coverage You Need. Get Indigo.

With Indigo, getting physiatrist medical malpractice insurance is simpler — and more efficient — than ever. To learn more or to request your customized quote, fill out a brief submission form or email us today at sales@getindigo.com.