Medical Malpractice Insurance for Pathologists

Pathology is the branch of medical science concerned with the study of disease. Pathologists have expertise in the diagnosis of disease through the examination of tissues, cells and body fluids. They work closely with other physicians, including surgeons and oncologists, to make a correct diagnosis and guide patient care. Pathologists are often responsible for diagnosing cancers, such as acute myeloid leukemia (AML), cervical cancer or breast cancer, as well as infectious diseases and infections.

With about one in 10 pathologists facing a medical liability claim in their careers, having adequate malpractice coverage in place is crucial.

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Top Benefits of Indigo Malpractice Insurance for Pathologists

Indigo’s medical malpractice insurance offers comprehensive coverage and competitive premiums for pathologists in all sub-specialties, including general pathology, renal pathology, pulmonary pathology, surgical pathology and forensic pathology.

Comprehensive Coverage for Pathology Claims

Board-certified pathologists play an important role in the diagnostic process, performing the examination of tissues on the cellular level to identify issues that cannot be seen with the naked eye. This work is not without risk, as misdiagnosis is one of the most common triggers of a malpractice claim. Indigo offers robust protection against misdiagnosis-related claims and other claims made against pathologists.

Premiums Personalized to Your Practice

The risk of facing a medical malpractice claim varies widely from one MD to another, based on factors like the tests and procedures you perform and where you practice in the United States. Indigo leverages cutting-edge artificial intelligence to accurately calculate a premium that reflects your real risk — and for pathologists and pathology groups who are committed to excellence, that translates to larger potential savings.

Expert Support When You Need It

Being named in a medical malpractice lawsuit is a highly stressful situation for any physician. The process of litigation can contribute to burnout and mental health challenges. In the unfortunate event of a claim, pathologists can trust that Indigo will be there to offer support and guidance throughout the process.

Comprehensive Coverage Overview for Pathologists

Pathologists perform lab work, blood work and microscopic examination of tissue samples, often to rule out cancer and other serious diseases. Although claims are rare compared to other specialties, if a pathologist misreads a slide or mislabels a slide, mixing up patients, the outcome can be catastrophic. Pathologists need comprehensive coverage in place to protect themselves. Indigo’s medical malpractice coverage includes the key features pathologists expect, including:

  • Medical professional liability coverage: Protection against medical errors involving the practice of pathology and laboratory medicine, such as missed diagnosis on biopsy specimens or mixed-up specimens. 
  • Pathologist consent to settle: Assurance that your case won't be settled without your written consent, offering protection for your reputation.
  • Incident trigger coverage: A provision that allows the early reporting and proactive management of pathology-related claims.
  • Cyber liability and Medefense coverage: Protection for pathologists against security and privacy liability, as well as medical regulatory violations.
  • Pathology-focused risk management advice: Complimentary access to a 3rd-party helpline for confidential advice about managing pathology-related risks.
  • Nose/tail coverage: Optional coverages for care provided either before purchasing your Indigo policy or after it expires.

What Makes Indigo Different?

Indigo is a next-generation medical malpractice insurer with modern solutions for expert pathologists and other physicians.

The Power of Artificial Intelligence

Indigo is leveraging artificial intelligence to streamline the traditional process of securing medical malpractice insurance. Now, pathologists can receive highly customized pricing that reflects their individual risk of facing a claim — with no application required.

Personalized Attention to Your Claim

No pathologist plans to make an error that affects patient safety, but in the unfortunate event such an error results in a medical malpractice claim, you can trust that Indigo will be there to help. Our dedicated team approaches every claim with the care it deserves, and our experienced legal partners will vigorously defend your case.

Understanding the Unique Needs of Pathologists

At Indigo, we know that every specialty has unique malpractice risks. In the field of pathology, physicians are tasked with making and communicating an accurate diagnosis, without the opportunity to examine the patient. According to a study published in the American Journal of Clinical Pathology, a majority of pathologists report practicing defensive medicine — like requesting additional slides, obtaining second opinions or adding caveats to their pathology reports.

How It Works: Step-by-Step Process for Obtaining Coverage

Indigo offers a fast, efficient process for securing pathology medical malpractice coverage. To get the coverage you need, follow these simple steps:

  1. Request your quote. Indigo makes getting a quote easier than ever. Our modern process only requires a brief submission form, instead of a traditional application. 
  2. Talk to one of our brokers. A broker from the Indigo network will contact you to discuss coverage options for pathologists.
  3. Review your customized quote. You can expect a quote tailored to your practice in just moments, thanks to our AI-powered process.
  4. Activate your Indigo policy. Sign off on your new policy, then get back to what you do best — pathology.

Get in Touch With Our Team

It’s time for medical malpractice insurance that reflects your individual risk profile as a pathologist. Click the button below to request your quote today.

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FAQs

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Should I get claims-made or occurrence coverage?

Most medical malpractice policies are claims-made. Claims-made policies are popular because they tend to have lower initial premiums than occurrence coverage. If you’re concerned about claims that arise after the policy expires, you can buy an extended reporting period endorsement (commonly known as “tail coverage”).

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What states are covered by your malpractice insurance?

Indigo provides coverage for physicians across the United States. However, since insurance is regulated on the state level, coverage may not be available in all states. 

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How fast can I get malpractice insurance?

The time it takes to get medical malpractice insurance can vary depending on your circumstances, including your specialty and the specific coverage you need. Indigo leverages the power of artificial intelligence to speed up the process. Our rapid process allows you to get the coverage you need quickly, without a traditional application.

Get the Coverage You Need. Get Indigo.

Indigo offers the modern medical malpractice insurance pathologists need to protect their practices. Request your quote today.