Medical Malpractice Insurance for Family Medicine

Family medicine is the medical specialty that focuses on providing comprehensive health care to individuals of all ages, from kids to seniors. As their patients’ first point of contact in the health care system, family doctors provide preventive care, diagnose and treat a wide range of illnesses and coordinate care provided by other medical specialties.

In the specialty of family medicine, about one in three physicians will face a medical malpractice suit during their careers, according to data from the American Medical Association (AMA). Having the right insurance coverage in place is crucial.

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Top Benefits of Indigo Malpractice Insurance for Family Medicine

Indigo offers strong coverage at tailored rates for family medicine doctors in all sub-specialties, including geriatric medicine, sleep medicine and sports medicine.

Strong Coverage for Your Family Practice

Family practitioners work hard to provide high-quality care to entire families, but even the best doctors may find themselves facing allegations of malpractice. The majority of malpractice claims against family doctors involve either a delay in diagnosis or a failure to diagnose, according to a study published in the Journal of the American Board of Family Medicine. Indigo offers robust coverage in the unfortunate event of a claim against you.

Premiums Personalized to You

Family medicine is a versatile specialty with broad variation in scope of practice. According to the American Academy of Family Physicians, 48% of family doctors treat patients in hospital settings, 31% deliver emergency care and 18% provide obstetric care. Indigo’s data-driven underwriting process offers premiums tailored to your unique family medicine practice.

Expert Support You Can Count On

Family medicine specialists offer dedicated, expert support to their patients, and they deserve the same level of care from their medical malpractice provider. When you choose Indigo, you can trust that our experienced defense attorneys will be there to support and defend you in the unfortunate event of a claim.

Comprehensive Coverage Overview for Family Medicine Physicians

Family practice physicians provide routine care of the entire person. However, failure to refer to specialists for more thorough work-up and failure to communicate to patients the need for follow up, including urgency when appropriate and failure to follow up with the patient to ensure that referral has taken place all create risk, which can be catastrophic.

Failure to follow up with a patient on a new medication; failure to perform routine blood work and wellness tests all create the possibility for delayed diagnosis and treatment of a host of different ailments and diseases, some of which minor with low risk of mortality while others have high risk of mortality.

Indigo’s comprehensive medical malpractice coverage includes key features family physicians need, including:

  • Medical professional liability coverage: Robust protection against allegations of misdiagnosis, medical errors, failure to treat and other risks inherent to family practice.
  • Incident trigger coverage: Allows you to report potential claims for proactive management.
  • Cyber liability & Medefense coverage: Protection against modern threats such as security and privacy liability and medical regulatory violations.
  • Risk management support: Complimentary, confidential access to a 3rd-party helpline for support reducing family medicine risk.
  • Nose/tail coverage: Optional coverages to extend your protection before your Indigo policy begins or after it expires.

What Makes Indigo Different?

Indigo is a next-generation medical professional liability insurer with innovative solutions for family medicine doctors and other physicians.

Cutting-Edge Artificial intelligence

Indigo leverages powerful artificial intelligence technology to streamline every step of the medical malpractice insurance process. Our advanced algorithms examine thousands of real data points to provide pricing that’s tailored to your practice — within moments, and without the need for a traditional application.

Personalized Attention to Your Claims

Indigo is committed to handling each medical malpractice claim with the level of care and attention it deserves. In the unfortunate event a family medicine patient brings a claim against you, our claims experts will guide you through the process and answer your questions. Our legal partners will take the time to understand your case and mount an appropriate defense.

Understanding Unique Needs

Medical malpractice insurance is not a one-size-fits all solution. Each medical specialty faces unique risks and has unique needs. Primary care physicians are tasked with providing high-quality care to a wide range of patients with varying health concerns. This broad scope of practice is made more challenging by high patient volumes and appointment time constraints. Indigo’s coverage is designed to support family physicians and doctors across specialties.

How It Works: Step-by-Step Process for Obtaining Coverage

With Indigo, securing family physician malpractice coverage is easier — and more efficient — than ever. Our streamlined process has only a few steps:

  1. Contact us to get started. With Indigo, it’s easy to request your quote. Just fill out our brief submission form
  2. Talk to a broker. A broker from our trusted network will contact you to discuss your needs and our family medicine malpractice insurance solutions.
  3. Review your quote. You’ll receive a quote tailored to your unique needs in just moments.
  4. Activate your new coverage. Confirm your Indigo policy meets your needs, then sign off on your new policy.

Get in Touch With Our Team

It’s time for medical malpractice insurance that reflects your individual risk profile as a family medicine specialist. Click the button below to request your quote today.

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FAQs

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Should I get claims-made or occurrence coverage?

Most medical malpractice policies are claims-made. Claims-made policies are popular because they tend to have lower initial premiums than occurrence coverage. If you’re concerned about claims that arise after the policy expires, you can buy an extended reporting period endorsement (commonly known as “tail coverage”).

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What states are covered by your malpractice insurance?

Indigo provides coverage for physicians across the United States. However, since insurance is regulated on the state level, coverage may not be available in all states. 

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How fast can I get malpractice insurance?

The time it takes to get medical malpractice insurance can vary depending on your circumstances, including your specialty and the specific coverage you need. Indigo leverages the power of artificial intelligence to speed up the process. Our rapid process allows you to get the coverage you need quickly, without a traditional application.

Protect Your Family Medicine Practice With Indigo

Indigo offers the strong coverage family medicine physicians expect, at rates tailored to their practice. To request your personalized quote, fill out a brief submission form or mail us at sales@getindigo.com.