Medical Malpractice Insurance for Allergists & Immunologists

Allergology/immunology is an internal medicine specialty that focuses on the diagnosis and treatment of allergies, asthma, and other diseases of the immune system. Allergists see patients with a wide range of conditions, from common seasonal allergies and food allergies to rare types of eczema. A missed diagnosis or incorrect treatment could expose you to allegations of medical malpractice. Get Indigo to defend your career and reputation.

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Top Benefits of Indigo Malpractice Insurance for Allergists

Our medical malpractice coverage is designed to support hard-working allergists and immunologists. Choosing Indigo means choosing strong protection, competitive premiums and expert support.

Strong Protection for Your Practice

Allergy/immunology is a complex field where errors or oversights have the potential to cause harm to patients. A lack of informed consent before allergy testing, incorrectly dosed asthma medications or misdiagnosis of an allergy are just a few situations where a medical malpractice lawsuit could arise. Indigo offers comprehensive medical malpractice solutions for allergists, so you can focus on patients.

Competitive, Personalized Premiums

Your allergist career and practice are unique to you, and your medical malpractice premiums should reflect that. Indigo’s AI-powered models analyze thousands of real data points — from the allergy services you offer to your prescription data — to provide pricing that aligns with the way you practice. With personalized pricing, good doctors can look forward to larger potential savings.

Expert & Dedicated Support

Facing a medical malpractice claim can be one of the most challenging experiences in any physician or allergist’s career. Indigo is committed to offering the support you need to defend your finances, career and reputation at this difficult time. You can trust that specialized defense attorneys will aggressively defend your medical malpractice case so you can focus on what matters most — providing high-quality medical care.

Help Managing Allergist Risk

As any allergist knows, there is risk in treating asthma and allergy sufferers. Asthma can be difficult to manage, and with allergy patients, there is the risk of triggering allergic reactions during an allergy shot appointment. Both asthma and allergy patients may be treated with steroids, a common medication associated with malpractice litigation.

Indigo helps allergy specialists manage their risk. You’ll have complimentary access to a 3rd party helpline for confidential advice about reducing allergy-related allegations and liability claims.

Comprehensive Coverage Overview for Allergists

According to research from the American Medical Association, about one in 14 physicians in allergy and immunology will be sued during their careers. Indigo’s comprehensive medical malpractice coverage includes the key features allergists and immunologists count on, including:

  • Medical professional liability: Protection if a patient with asthma or allergies alleges malpractice.
  • Medefense coverage: Protection for billing errors and other medical regulatory violations.
  • Cyber liability: Protection if your allergy practice faces security and privacy liability.
  • Rigorous defense counsel: Confidence that your claim will be aggressively defended by specialized lawyers.
  • Allergist consent to settle: In the event of a malpractice claim, the case will not be settled without your written consent.
  • Nose/tail coverage: Options to add protection before the policy took effect or after it expires.

What Makes Indigo Different?

Indigo is a next-generation medical professional liability insurer offering innovative solutions to allergists.

Use of Artificial Intelligence

Indigo leverages artificial intelligence to streamline the process of purchasing medical malpractice insurance. With Indigo, applying for coverage is now as easy as filling out a brief form, and personalized quotes are available in real time.

Personalized Attention to Claims

When you choose Indigo, you’re not just a policy number or claim file. Our team approaches each claim with the attention it deserves. In the unfortunate event of a claim, we’ll be available to answer your questions about the process. Our experienced legal partners will take the time to understand your case, and work to aggressively defend you.

Understanding Allergy/Immunology Needs

Each specialty has unique risks, and unique needs from their medical malpractice provider. At Indigo, we understand the challenges that allergists face when it comes to assessing symptoms, conducting allergy tests and creating a treatment plan. Our medical malpractice solutions are tailored to support allergists and physicians across specialties.

How It Works: Step-by-Step Process for Obtaining Coverage

Indigo offers allergists and immunologists a faster, more efficient medical malpractice insurance experience. To secure the coverage you need for your practice, take the following steps:

  1. Contact us to get started. With Indigo, there’s no need for traditional, lengthy application forms. Request a quote by filling out our brief submission form.
  2. Work with one of our brokers. A broker from our network will reach out to learn more about your allergist practice and help you secure coverage that meets your needs.
  3. Get your personalized quote. Our advanced AI and machine learning models provide customized pricing in real time.
  4. Review and activate your coverage. Look over the policy details and terms of coverage to confirm they meet your needs, then sign off on the policy.

Get in Touch With Our Team

It’s time to protect your practice with next-generation medical professional liability insurance. To learn more or request a quote, please click the button below.

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FAQs

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Is malpractice insurance a requirement?

No federal law requires endocrinologists to carry medical malpractice insurance, but chances are, you’re still required to have it. Some states require minimum levels of insurance. Hospitals may require endocrinologists with visiting privileges to have insurance.

Health insurance plans may require some level of coverage for participating endocrinologists. It’s also a practical requirement to protect your practice.

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Should I get claims-made or occurrence coverage?

Most medical malpractice policies are claims-made. Claims-made policies are popular because they tend to have lower initial premiums than occurrence coverage. If you’re concerned about claims that arise after the policy expires, you can buy an extended reporting period endorsement (commonly known as “tail coverage”).

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What states are covered by your malpractice insurance?

Indigo provides coverage for physicians across the United States. However, since insurance is regulated on the state level, coverage may not be available in all states. 

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How fast can I get malpractice insurance?

The time it takes to get medical malpractice insurance can vary depending on your circumstances, including your specialty and the specific coverage you need. Indigo leverages the power of artificial intelligence to speed up the process. Our rapid process allows you to get the coverage you need quickly, without a traditional application.

Time for Indigo

It’s time to get the robust medical malpractice coverage you deserve. To learn more about how Indigo supports allergists and immunologists, or to get your quote, fill out our submission form or email us today at sales@getindigo.com.